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City and County of
San Francisco Deferred Compensation Plan

City and County of San Francisco
Deferred Compensation Plan

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WELCOME

The San Francisco Deferred Compensation Plan (SFDCP) is a 457(b) plan that provides City and County of San Francisco employees with a convenient way to automatically save for retirement through payroll deduction. SFDCP participants can contribute a portion of their salary on a before-tax or Roth (after-tax) basis. Before-tax contributions and all earnings then grow tax-deferred until distribution. Eligible Roth distributions are even distributed tax-free!

Learn about the SFDCP in just 2 minutes with this video!

UPDATES & NOTICES

  • The SFDCP office at 1145 Market Street is open for appointments Monday through Friday from 8:00 a.m. to 5:00 p.m. PT. To make an appointment, go to the scheduler and select "1145 Market St. 5th Floor".

    Walk-in service (no appointment needed) is available as follows: Tuesdays, Wednesdays, and Thursdays from 9:00 a.m. to 4:00 p.m. and Mondays and Fridays from 9:00 a.m. to 1:00 p.m.
  • Learn about changes to the SFDCP Target Date Funds lineup.
  • See the new Contribution Limits for 2025 and find out the maximum amount you can contribute to the SFDCP.
  • Read the latest edition of SFDCP News for information and education to help you stay on track for retirement.
  • Refer to the 2025 Payroll Deduction Schedule to learn more about the effective date for payroll changes.
  • Refer to the Required Minimum Distributions (RMDs) overview to learn more about what a RMD is, how it is calculated, and how to request a RMD from your account after you reach age 73.

OUR MISSION

Deliver an exceptional voluntary retirement program, with empowering education and advanced tools that enable participants to achieve their financial retirement goals.